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Current Rates
Updated daily
Premier Savings high-yield accounts consistently rank among the top rates nationally. All balances earn the full APY — no tiers, no tricks.
| Account Type | APY | Min. Balance | Monthly Fee | FDIC |
|---|---|---|---|---|
| High-Yield Savings | 4.17% | $0 | None | ✓ |
| Money Market Savings | 4.55% | $2,500 | None | ✓ |
| 12-Month CD | 4.85% | $500 | None | ✓ |
| 24-Month CD | 4.65% | $500 | None | ✓ |
APY = Annual Percentage Yield. Rates are variable and may change. National average savings rate: 0.38% (FDIC). Deposits insured up to $250,000 per deposit.
About Premier Savings
Building wealth, privately, quietly and reliably.
Our Mission
Premier Savings exists to make high-yield savings accessible to everyone. We operate as a lean, fully online institution. With no branch overhead, every basis point goes back to you in the form of a higher rate.
FDIC Protected
Your deposits are federally insured up to $250,000 per deposit account through the FDIC. Your principal is never at risk from market fluctuations — only steady, guaranteed growth.
No Hidden Fees
No monthly maintenance fees, no minimum balance requirements to earn the full APY, no transfer fees. Our model is simple: you earn more, and we grow together.
Always Accessible
Transfer funds in or out any business day. Dedicated support available Monday–Friday, 8am–8pm ET.